We see it all the time – a credit card or a bank (like Citibank, Discover, Wells Fargo, Chase, etc.) files a lawsuit against you for an unpaid debt. They use one the common debt collection law firms (like Hunt & Henriques, Patenaude & Felix, Nelson & Kennard, The Mandarich Group, The Moore Law Group, etc.) and try to scare you into paying up. Brian Russ Law, Inc. can help you work through debt collection action because Brian is a debt collection defense attorney.

What Happens When a Creditor Tries to Collect from You

The lifecycle of debt collection follows a regular pattern – bills, phone calls, collection threats, lawsuit, judgment, and then garnishment or levy. Many times, our clients are scared, ashamed, and hopeful that ignoring the problem will make it go away. It’s okay to be scared and ashamed (we’ve all been there!) – but the worst thing you can do with debt is ignore it. It will continue to grow, and debt collectors will work the system to their advantage. Luckily for you, our legal team knows the debt system and can make it work in your favor.

Common Debt Collection Law Firms

Brian Russ Law, Inc. regularly works with clients who are being sued by the same handful of debt collection law firms. These law firms include Hunt & Henriques, Patenaude & Felix, The Mandarich Group, The Moore Law Group, and others. The key to dealing with this firm is understanding what drives them and how to leverage your position against them to make the most of your situation. It’s very common for these firms to represent credit card companies, banks, and debt collection firms directly. We’ve seen them sue people for as little as only a few hundred dollars, and for as much as hundreds of thousands of dollars. One of the things we see too are common violations of California’s Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act.

Common Debt Collection Companies

Brian Russ Law, Inc. regularly works with clients who are being sued by common debt collection companies. Here’s a list of companies we see suing over debt all the time:

• Cavalry SPV
• Crown Asset Management
• Cach LLC
• Midland Funding
• Portfolio Recovery Associates, LLC
• Transworld Systems Inc (TSI)
• The Kaplan Group
• Midland Credit Management
• LVNV Funding
• Altus GTS Inc.

These companies are ruthless and will attempt to drain your bank account, garnish your wages, or take other steps. The key to dealing with these firms is understanding what drives them and how to leverage your position against them to make the most of your situation. If you’re being contacted by them for a debt collection prior to lawsuit, you may be able to settle for far less than when it actually reaches a lawsuit. Brian Russ Law, Inc. is law firm with skilled negotiation skills and tactics and can work to find a settlement that works for both you and the creditor prior to litigation. One of the things we see too are common violations of California’s Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act.